Independent Insurance Agency in Hendersonville, TN Since 1993

We are a local independent agency covering home, auto, business, life and health across Hendersonville and Nashville, and because we are appointed with more than 50 carriers, one conversation does the shopping you would otherwise do on six different websites.

Call us at (615) 826-0156 or ask for a quote online.

Three Decades in One Town, With 50+ Carriers Behind Us

Bill Yon opened this agency in 1993 and it has been independent every year since. That independence is the whole point: we are not selling one company's product shelf, so we can quote your home, your cars and your business across the market and tell you plainly what we find.

• Independent since 1993, which puts us at 33 years in the same community.
• Appointed with more than 50 insurance carriers, quoted side by side in one conversation.
• More than 60 years of combined property and casualty experience between Bill Yon and Karen Coldiron.
• An office at 131 Indian Lake Road, STE 202, Hendersonville, TN 37075, directly across from Hendersonville High School.
• Open Monday through Thursday, 9am to 5pm, and Friday, 9am to 4pm.

You can see the full list of companies we work with, and you can always reach a person here at (615) 826-0156.

Five Stars on Facebook and Yelp, From People Down the Road

Our clients are neighbors, and they say so publicly. We hold a 5-star rating on Facebook and a 5-star rating on Yelp, earned over three decades of answering the phone in Hendersonville.

If we have handled a policy or a claim for you, we would be glad if you took a minute to leave us a review. Current clients can also take care of a payment or start a claim here.

Home, Auto, Business and Health, All Under One Phone Number

Most families and business owners here are juggling several policies and several renewal dates. We write all of it, so there is one agency to call when something changes.

Personal Insurance

Auto, homeowners, renters, condo, flood, umbrella, boat, RV, motorcycle, collector car and SR-22 filings for drivers who need one.

Business Insurance

General liability, business owners policies, commercial property, commercial auto and trucking, workers' compensation, professional liability, cyber and industry-specific programs.

Life Insurance

Term, whole, universal and final expense coverage, plus annuities, sized to what your family would actually need.

Health Insurance

Individual and family plans, ACA Marketplace coverage, Medicare supplement and Advantage, dental and vision, and small-group plans for employers.

Nashville and Davidson County

Same agency, same two people on the phone. Start with Nashville personal insurance, Nashville business insurance or Nashville health insurance.

Insurance for Hendersonville, Gallatin and Sumner County

We have written coverage on this side of the county since 1993, and the work here has a shape to it. Every week we are quoting:

Being local also means being reachable. Our office is on Indian Lake Road across from Hendersonville High School, so you can stop in rather than work through a call center, and appointments are set in advance so the person who knows your file is the one sitting down with you.

Insurance for Nashville and Davidson County Homes and Businesses

Nashville brings different questions than Sumner County does. The ones we field most often:

We serve Hendersonville, Nashville, Gallatin and surrounding areas, including Old Hickory, and most of the work happens by phone and email, so a Nashville address never means waiting longer for an answer. Start with our Nashville personal insurance page or call (615) 826-0156.

What Happens When You Ask Us for a Quote

You are not filling out a form and waiting to see who calls back. Karen Coldiron and Sawyer Lee share the client-facing work between them, and one of them handles your file from the first question to the day the policy is issued.

Step 1:

We gather what a quote needs

A short phone call covers the house, the vehicles, the drivers, the business, and anything already on the books. We ask the questions that change a rate so nothing surprises you later.

Step 2:

We quote it across the carriers

Your information goes out to the carriers that fit the situation, and we bring back the options side by side, with the coverage differences explained in plain English rather than policy language.

Step 3:

We carry it through underwriting and issuance

Once you pick a direction, we handle the underwriting questions, the paperwork and the issuance, and we stay on it until the policy is in force. Here is more on what to expect from that process.

We Live Here Too, and We Show Up

Being part of this community means more than doing business here. We’re proud to show up for local events, schools, teams and causes across Sumner County, often alongside the same neighbors and families we serve every day.

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